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In the midst of years discussing financial apocalypse – which is probably a little bit overstated – I realized that the idea of saving money in times of crisis is a lot different from saving money in a time of plenty. Cutting back on Nintendo games is a lot different than learning how to heat [...] Read more »
photo credit: Derek Farr ( DetroitDerek ) As anyone who has started to learn about personal finance knows, one of the fundamental ideas is “pay yourself first.” Paying yourself first is an easy concept (supposedly), but many people find it hard at first to make putting money into savings a priority. Saving money sounds like [...] Read more »
OK, think fast: two jobs. One pays $50,000 this year; it will have a steady raise keeping pace with inflation (more or less) for the next 20 years, but there will be no spectacular bumps up. The other job pays $15,000 this year. In 10 years it might give you the experience to make $100,000 [...] Read more »
Most people are concerned about money. If you aren’t a millionaire, you are most likely part of this group. Money – we never seem to have enough of it and are always looking at ways to spend less of it. For the average person, the concept of taking control of their financial destiny consists of [...] Read more »
The following is a guest post from Neal Frankle. He is a Certified Financial Planner in Los Angeles and owner of Wealth Pilgrim, one of my all-time favorite personal finance blogs. You may not have grown up with good financial habits being modeled all around you. Most people I know didn’t. I know I didin’t. [...] Read more »
I have a lot of tools. I have more than a normal person should, I think. My collection of tools is based on one part frugality (I can save money by (thinking) I can fix it myself), one part wastefulness (I NEED a specialty picture-hanging hook that looks JUST so) and one part optimism (I [...] Read more »
