The following is a guest post. Following the 2013 Budget, you might be considering reevaluating your own monetary matters. It’s a new financial year, and what better way to celebrate than by taking control of your personal income and expenditure. We all say that we’d like to be more frugal; to try and set some money aside [...] Read more »
Saving money on your personal injury claim
The following is a guest post. If you have suffered a personal injury that was not your fault, then making a personal injury claim could be a wise move, especially if the injury has left you struggling financially. There are a number of companies offering to help people to effectively make such claims meaning that, [...] Read more »
The Importance of Long Term Care
Long-term care is when an individual requires physical and emotional care for an extended period of time. These types of help are typically the activities that normal and active people take for granted. Some of these are walking, using the bathroom, bathing, pain management, eating, doing errands and help with incontinence. Most people only find [...] Read more »
5 ways to get free money
Everyone likes free money. It’s my favorite kind, personally. I’m talking about the $20 bill lying on the ground. The birthday check from Great Aunt Winifred for $5. The extra 30 minutes someone overpaid on the parking meter that you get to use when you park there. It’s all good. So why would you pass [...] Read more »
Private Mortgage Insurance: What You Need to Know
Unfortunately, if you don’t have at least 20% to put down on your mortgage when buying a home, you’ll have to buy private mortgage insurance. Also known as PMI, this insurance protects the lender when and if you fall behind on your mortgage payments. The insurance is almost always automatically cancelled when 20% of your [...] Read more »
What You Need to Know about Long Term Care
This is a guest post. As millions of Baby Boomers approach old age, long term care has become a central concern for many families. Long-term care insurance is purchased to protect seniors and their families from the costs of home-based health care and nursing home costs, which are increasingly rapidly. Medicaid, which accounts for 43% [...] Read more »
should you tip?
If you’re careful with your money, you probably face an occasional dilemma of how much to tip various people in service positions. Tipping ranges from the $3 slipped to a doorman who hails a cab to a couple of hundred for some guys who move your stuff cross-country. Before I was married, I used to [...] Read more »
Teaching Children About Finances
It seems that most parents are always lecturing their children with the old adage that says “money does not grow on trees” whenever their children seem to be asking for too many things. Money certainly does not grow on trees, but how are children supposed to know that? To all intents and purposes, some children [...] Read more »
Seven Mistakes to Avoid when Choosing Life Insurance
Choosing life insurance can be an onerous task. It doesn’t just make you think about all the bad things that could happen to you and your family, it makes you think about it in detail. On top of that, you then have to decide what type of insurance you need, what level of cover [...] Read more »
the only real sources of passive income
Years ago when I read Rich Dad, Poor Dad, the idea of passive income lit my brain on fire. I had never thought of making money for nothing. I assumed that money was achieved only due to the hard-pressed exchange of time for money. Kiyosaki, the author of RDPD, assured us that passive income was [...] Read more »
money from the sky
In 1986 I was living in (then) West Germany as an exchange student. I was lucky enough to get a visa to visit (then) communist East Berlin with my German and American classmates. Exchange rules were very strict, and the amount of money (and type of currency) you were allowed to change were very tightly [...] Read more »
what is professional indemnity insurance?
Whether it is car, house, pet, possessions or life insurance, we all have insurance in the hope that we will never have to use it. However, this does not make insurance generally any less important to have. Professional indemnity insurance is often a much forgotten insurance when it comes to business; however if you are [...] Read more »