photo credit: urbanshoregirl Have you ever just wanted to chuck it all and walk away? To just walk away from your commitments and responsibilities and start over again somewhere else? Why didn’t you? I started thinking about the practicalities of walking away from my entire life of responsibilities after learning an acquaintance had done it. [...] Read more »
frugal or self sufficient?

In the midst of years discussing financial apocalypse – which is probably a little bit overstated – I realized that the idea of saving money in times of crisis is a lot different from saving money in a time of plenty. Cutting back on Nintendo games is a lot different than learning how to heat [...] Read more »
9 ways to make saving automatic
photo credit: Derek Farr ( DetroitDerek ) As anyone who has started to learn about personal finance knows, one of the fundamental ideas is “pay yourself first.” Paying yourself first is an easy concept (supposedly), but many people find it hard at first to make putting money into savings a priority. Saving money sounds like [...] Read more »
the questions you need to succeed in business
These are not my original thoughts, but they are a great list of questions if you’re interested in providing a service (a blog, a business, consulting – basically any service you can think of): What needs do people have that I can fulfill? What trend or trends are present here? What opportunities do they present? [...] Read more »
a bird in hand, or two in the bush…

OK, think fast: two jobs. One pays $50,000 this year; it will have a steady raise keeping pace with inflation (more or less) for the next 20 years, but there will be no spectacular bumps up. The other job pays $15,000 this year. In 10 years it might give you the experience to make $100,000 [...] Read more »
the itch that never ends
Imagine your wrist is itching right now. It’s the kind of itch that just has to be scratched – it doesn’t matter what you are doing, because the urge to scratch rises up and blocks your ability to concentrate on almost anything else. I am sure you know this feeling – the sudden intensity of [...] Read more »


