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	<title>Comments on: short term, long term</title>
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	<description>thoughtful personal finance, career and health advice</description>
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		<title>By: Moneymonk</title>
		<link>http://www.bripblap.com/short-term-long-term/comment-page-1/#comment-29781</link>
		<dc:creator>Moneymonk</dc:creator>
		<pubDate>Tue, 30 Sep 2008 00:58:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.bripblap.com/2008/short-term-long-term/#comment-29781</guid>
		<description>I agree with -remodelingthislife &lt;br /&gt;&lt;br /&gt;You have to balance it, I have set up auto draft for my long tern capital (retirement and college fund)  and I forced myself to have fun and pay living expenses with the rest&lt;br /&gt;&lt;br /&gt;Either way I&#039;m having my cake and eating it too</description>
		<content:encoded><![CDATA[<p>I agree with -remodelingthislife </p>
<p>You have to balance it, I have set up auto draft for my long tern capital (retirement and college fund)  and I forced myself to have fun and pay living expenses with the rest</p>
<p>Either way I&#39;m having my cake and eating it too</p>
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		<title>By: Moneymonk</title>
		<link>http://www.bripblap.com/short-term-long-term/comment-page-1/#comment-25849</link>
		<dc:creator>Moneymonk</dc:creator>
		<pubDate>Mon, 29 Sep 2008 17:58:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.bripblap.com/2008/short-term-long-term/#comment-25849</guid>
		<description>I agree with -remodelingthislife &lt;br /&gt;&lt;br /&gt;You have to balance it, I have set up auto draft for my long tern capital (retirement and college fund)  and I forced myself to have fun and pay living expenses with the rest&lt;br /&gt;&lt;br /&gt;Either way I&#039;m having my cake and eating it too</description>
		<content:encoded><![CDATA[<p>I agree with -remodelingthislife </p>
<p>You have to balance it, I have set up auto draft for my long tern capital (retirement and college fund)  and I forced myself to have fun and pay living expenses with the rest</p>
<p>Either way I&#39;m having my cake and eating it too</p>
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		<title>By: Steve</title>
		<link>http://www.bripblap.com/short-term-long-term/comment-page-1/#comment-18105</link>
		<dc:creator>Steve</dc:creator>
		<pubDate>Wed, 04 Jun 2008 02:38:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.bripblap.com/2008/short-term-long-term/#comment-18105</guid>
		<description>Great comments, all!  I fell too far behind to respond to all of the comments individually (story of my life) but I&#039;d still say that I understand that time spent with family, or enjoying life in general is not wasted, but at the same time - if my goal is to retire at the age of 46, say, and I don&#039;t plow massive effort into that, was that time well spent?  I love spending time with my family, but if I exchange one day now for 365 days in the future, is it time well spent?  To Mike&#039;s point, of course I can&#039;t know if I would have generated income or lost it, but certainly sitting around drinking Bud doesn&#039;t generate it, you know?

Anyway, insightful comments, all - I swear I need to create a Brip Blap comments blog separately :)</description>
		<content:encoded><![CDATA[<p>Great comments, all!  I fell too far behind to respond to all of the comments individually (story of my life) but I&#8217;d still say that I understand that time spent with family, or enjoying life in general is not wasted, but at the same time &#8211; if my goal is to retire at the age of 46, say, and I don&#8217;t plow massive effort into that, was that time well spent?  I love spending time with my family, but if I exchange one day now for 365 days in the future, is it time well spent?  To Mike&#8217;s point, of course I can&#8217;t know if I would have generated income or lost it, but certainly sitting around drinking Bud doesn&#8217;t generate it, you know?</p>
<p>Anyway, insightful comments, all &#8211; I swear I need to create a <a href="http://www.bripblap.com" >Brip Blap</a> comments blog separately <img src='http://www.bripblap.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />
<p style="opacity:0.5;padding:0;margin:0;display:inline;"><sub><a href="http://www.janhvizdak.com/make-donation-cross-linker-plugin-wordpress.php" onclick="window.open('http://www.janhvizdak.com/make-donation-cross-linker-plugin-wordpress.php'); return false;" target="_blank" style="cursor:help;"><b>&#187;crosslinked&#171;</b></a></sub></p>
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		<title>By: Millionaire Mommy Next Door</title>
		<link>http://www.bripblap.com/short-term-long-term/comment-page-1/#comment-18080</link>
		<dc:creator>Millionaire Mommy Next Door</dc:creator>
		<pubDate>Tue, 03 Jun 2008 15:24:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.bripblap.com/2008/short-term-long-term/#comment-18080</guid>
		<description>Thought I&#039;d better come back and clarify something.

Perhaps you&#039;re thinking, &quot;well, yeah, Millionaire Mommy, easy for you to say &#039;goof off when the mood strikes&#039;, you&#039;ve already reached your financial crossover point&quot;.

I&#039;ve gone with the flow of my energy all along. As a business owner, there were days I&#039;d work tirelessly all day and accomplish an astounding amount of to-do&#039;s. I was so in the zone I had to tear myself away from it.

Then there were the days I dreaded the work. I took it easy, procrastinated, recharged.

Overall, I put in 20 to 50 hours a week.

Work smart, not hard, is what I always say!</description>
		<content:encoded><![CDATA[<p>Thought I&#8217;d better come back and clarify something.</p>
<p>Perhaps you&#8217;re thinking, &#8220;well, yeah, Millionaire Mommy, easy for you to say &#8216;goof off when the mood strikes&#8217;, you&#8217;ve already reached your financial crossover point&#8221;.</p>
<p>I&#8217;ve gone with the flow of my energy all along. As a business owner, there were days I&#8217;d work tirelessly all day and accomplish an astounding amount of to-do&#8217;s. I was so in the zone I had to tear myself away from it.</p>
<p>Then there were the days I dreaded the work. I took it easy, procrastinated, recharged.</p>
<p>Overall, I put in 20 to 50 hours a week.</p>
<p>Work smart, not hard, is what I always say!</p>
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		<title>By: Millionaire Mommy Next Door</title>
		<link>http://www.bripblap.com/short-term-long-term/comment-page-1/#comment-18077</link>
		<dc:creator>Millionaire Mommy Next Door</dc:creator>
		<pubDate>Tue, 03 Jun 2008 15:05:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.bripblap.com/2008/short-term-long-term/#comment-18077</guid>
		<description>I never choose to delay happiness for the pursuit of money. I follow the flow of my life and energy, day by day. Some days I&#039;m full of energy, ideas and fire, and my focus aims sharply at the &quot;big&quot;, long-term picture. I consume the &quot;work&quot;, effortlessly and blissfully.

Other days, I&#039;m blissfully lazy. I sleep in, chat on the phone with a friend for hours, fingerpaint with my daughter, zone out with a good book. I stay in my pajamas all day long. My lengthy to-do list will be there tomorrow, and the next day.

My mom, as she was dying, said, &quot;The only time we&#039;ll be caught up with our list of things to do is when we&#039;re six feet under&quot;. Kinda puts it all in perspective...

Go with the flow, I say. Enjoy the journey.</description>
		<content:encoded><![CDATA[<p>I never choose to delay happiness for the pursuit of money. I follow the flow of my life and energy, day by day. Some days I&#8217;m full of energy, ideas and fire, and my focus aims sharply at the &#8220;big&#8221;, long-term picture. I consume the &#8220;work&#8221;, effortlessly and blissfully.</p>
<p>Other days, I&#8217;m blissfully lazy. I sleep in, chat on the phone with a friend for hours, fingerpaint with my daughter, zone out with a good book. I stay in my pajamas all day long. My lengthy to-do list will be there tomorrow, and the next day.</p>
<p>My mom, as she was dying, said, &#8220;The only time we&#8217;ll be caught up with our list of things to do is when we&#8217;re six feet under&#8221;. Kinda puts it all in perspective&#8230;</p>
<p>Go with the flow, I say. Enjoy the journey.</p>
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		<title>By: frogfilght24</title>
		<link>http://www.bripblap.com/short-term-long-term/comment-page-1/#comment-17909</link>
		<dc:creator>frogfilght24</dc:creator>
		<pubDate>Sun, 01 Jun 2008 01:38:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.bripblap.com/2008/short-term-long-term/#comment-17909</guid>
		<description>Gotta be one of the most recurring things of life... 

***To work and save or enjoy and spend***

I think the answer is... No. I think both are frivolous.

I think the solution is to be O.K. AND, find a whole new grading rubric.

Even people who have more money than they can grasp in their mind are still debating between the best way to make those decisions... The human will tend to live in constant conflict in the grass is greener on the other side mentality, until they find a way to reconcile it. Which... is essentially finding the meaning of life and reconciling inevitable death.

JEEZ money can bring up such good topics!

The man who plays will always consider what he missed by not working, and the man who works will always consider what he missed by not playing.

Just be OK regardless. &quot;Don&#039;t ask yourself what the world needs, ask yourself what makes you come alive. Because what the world needs are people who have come alive.&quot;</description>
		<content:encoded><![CDATA[<p>Gotta be one of the most recurring things of life&#8230; </p>
<p>***To work and save or enjoy and spend***</p>
<p>I think the answer is&#8230; No. I think both are frivolous.</p>
<p>I think the solution is to be O.K. AND, find a whole new grading rubric.</p>
<p>Even people who have more money than they can grasp in their mind are still debating between the best way to make those decisions&#8230; The human will tend to live in constant conflict in the grass is greener on the other side mentality, until they find a way to reconcile it. Which&#8230; is essentially finding the meaning of life and reconciling inevitable death.</p>
<p>JEEZ money can bring up such good topics!</p>
<p>The man who plays will always consider what he missed by not working, and the man who works will always consider what he missed by not playing.</p>
<p>Just be OK regardless. &#8220;Don&#8217;t ask yourself what the world needs, ask yourself what makes you come alive. Because what the world needs are people who have come alive.&#8221;</p>
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		<title>By: Links For Super-Charged Living - May 31, 2008 &#124; My Super-Charged Life</title>
		<link>http://www.bripblap.com/short-term-long-term/comment-page-1/#comment-17890</link>
		<dc:creator>Links For Super-Charged Living - May 31, 2008 &#124; My Super-Charged Life</dc:creator>
		<pubDate>Sat, 31 May 2008 16:37:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.bripblap.com/2008/short-term-long-term/#comment-17890</guid>
		<description>[...] Free Magazines- Finance, Business, and More!105 Free College Lecturesshort term, long term [...]</description>
		<content:encoded><![CDATA[<p>[...] Free Magazines- Finance, Business, and More!105 Free College Lecturesshort term, long term [...]</p>
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		<title>By: Four Pillars</title>
		<link>http://www.bripblap.com/short-term-long-term/comment-page-1/#comment-17858</link>
		<dc:creator>Four Pillars</dc:creator>
		<pubDate>Sat, 31 May 2008 03:59:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.bripblap.com/2008/short-term-long-term/#comment-17858</guid>
		<description>Problem is that you never really know if your short term efforts will pay off in the long term.  Saving for retirement is a good example of where you might be thinking &quot;should I be saving more?&quot;  or &quot;should I forego buying xxxxx and save the money instead?&quot;.   When you retire, will you be able to look back 10,20, N years and identify all the actions that lead to that particular retirement date?

As far as wealth building days - how do you know that any wealth building efforts you might have done on Memorial day would have lead to any more wealth?  What if you had stumbled across an investing idea that ending up losing a lot of money?  

I like Plonkee&#039;s comment about the total effort that matters rather than any one day.

Mike</description>
		<content:encoded><![CDATA[<p>Problem is that you never really know if your short term efforts will pay off in the long term.  Saving for retirement is a good example of where you might be thinking &#8220;should I be saving more?&#8221;  or &#8220;should I forego buying xxxxx and save the money instead?&#8221;.   When you retire, will you be able to look back 10,20, N years and identify all the actions that lead to that particular retirement date?</p>
<p>As far as wealth building days &#8211; how do you know that any wealth building efforts you might have done on Memorial day would have lead to any more wealth?  What if you had stumbled across an investing idea that ending up losing a lot of money?  </p>
<p>I like Plonkee&#8217;s comment about the total effort that matters rather than any one day.</p>
<p>Mike</p>
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		<title>By: Bubelah</title>
		<link>http://www.bripblap.com/short-term-long-term/comment-page-1/#comment-17738</link>
		<dc:creator>Bubelah</dc:creator>
		<pubDate>Thu, 29 May 2008 18:01:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.bripblap.com/2008/short-term-long-term/#comment-17738</guid>
		<description>Jeff@MySuper-Charged Life , thank you for a wonderful quote. It&#039;s so true!
tough choice ;o)</description>
		<content:encoded><![CDATA[<p>Jeff@MySuper-Charged Life , thank you for a wonderful quote. It&#8217;s so true!<br />
tough choice ;o)</p>
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		<title>By: plonkee</title>
		<link>http://www.bripblap.com/short-term-long-term/comment-page-1/#comment-17720</link>
		<dc:creator>plonkee</dc:creator>
		<pubDate>Thu, 29 May 2008 11:35:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.bripblap.com/2008/short-term-long-term/#comment-17720</guid>
		<description>Don&#039;t regret anything. If you&#039;re going to have a day having fun, then just do it and don&#039;t look back. If you want to evaluate whether you&#039;re doing the right things or not, then you need to look at the big picture, not the noise of one day, or one week. It&#039;s about how you spend your time overall, rather than how you spent it just the other day.</description>
		<content:encoded><![CDATA[<p>Don&#8217;t regret anything. If you&#8217;re going to have a day having fun, then just do it and don&#8217;t look back. If you want to evaluate whether you&#8217;re doing the right things or not, then you need to look at the big picture, not the noise of one day, or one week. It&#8217;s about how you spend your time overall, rather than how you spent it just the other day.</p>
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		<title>By: bouncing betty</title>
		<link>http://www.bripblap.com/short-term-long-term/comment-page-1/#comment-17678</link>
		<dc:creator>bouncing betty</dc:creator>
		<pubDate>Wed, 28 May 2008 21:03:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.bripblap.com/2008/short-term-long-term/#comment-17678</guid>
		<description>You wrote about exactly what I am struggling with now. The desire to have a life and the desire to really work on my finances/work. I&#039;ve lost some fiscal motivation for a variety of reasons and  I&#039;m trying to spend more time with the people I care about now that I am crawling out my fiscal hell. My balance between getting fiscally fit again and become a social person is a delicate balance. 

I spent Monday sitting in my yard, flipping burgers, drinking beer and just enjoying the company of my friends. I could have been working on my blog, I could have been working on my resume, I could have been doing a lot of things, but I chose to enjoy the day off. Do I regret it, maybe a bit, I could have had a stretch of uninterupted computer time, but it was a glorious day to spend outside with friends. As Dorian said, we still have a life to live. 

Sounds to me like you had a grand time. Hope you get to do it again soon.

BB</description>
		<content:encoded><![CDATA[<p>You wrote about exactly what I am struggling with now. The desire to have a life and the desire to really work on my finances/work. I&#8217;ve lost some fiscal motivation for a variety of reasons and  I&#8217;m trying to spend more time with the people I care about now that I am crawling out my fiscal hell. My balance between getting fiscally fit again and become a social person is a delicate balance. </p>
<p>I spent Monday sitting in my yard, flipping burgers, drinking beer and just enjoying the company of my friends. I could have been working on my blog, I could have been working on my resume, I could have been doing a lot of things, but I chose to enjoy the day off. Do I regret it, maybe a bit, I could have had a stretch of uninterupted computer time, but it was a glorious day to spend outside with friends. As Dorian said, we still have a life to live. </p>
<p>Sounds to me like you had a grand time. Hope you get to do it again soon.</p>
<p>BB</p>
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		<title>By: Dorian Wales @ The Personal Financier</title>
		<link>http://www.bripblap.com/short-term-long-term/comment-page-1/#comment-17670</link>
		<dc:creator>Dorian Wales @ The Personal Financier</dc:creator>
		<pubDate>Wed, 28 May 2008 19:30:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.bripblap.com/2008/short-term-long-term/#comment-17670</guid>
		<description>We must not forget we still have a life to live. Effectiveness and efficiency, money, financial success and all the western mantras and success indicators must be attuned to certain goals.

What do we have left?</description>
		<content:encoded><![CDATA[<p>We must not forget we still have a life to live. Effectiveness and efficiency, money, financial success and all the western mantras and success indicators must be attuned to certain goals.</p>
<p>What do we have left?</p>
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		<title>By: deepali</title>
		<link>http://www.bripblap.com/short-term-long-term/comment-page-1/#comment-17669</link>
		<dc:creator>deepali</dc:creator>
		<pubDate>Wed, 28 May 2008 18:30:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.bripblap.com/2008/short-term-long-term/#comment-17669</guid>
		<description>Well, I do think you wasted that day, since you *didn&#039;t* spend it in single-minded pursuit of your wealth-building goals.  But why is that a bad thing?  You just made a spur-of-the-moment revision of your goals to include character-building for your son.  

It could have been worse - rumor has it there was a Flavor of Love marathon this weekend.... :)</description>
		<content:encoded><![CDATA[<p>Well, I do think you wasted that day, since you *didn&#8217;t* spend it in single-minded pursuit of your wealth-building goals.  But why is that a bad thing?  You just made a spur-of-the-moment revision of your goals to include character-building for your son.  </p>
<p>It could have been worse &#8211; rumor has it there was a Flavor of Love marathon this weekend&#8230;. <img src='http://www.bripblap.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Pinyo</title>
		<link>http://www.bripblap.com/short-term-long-term/comment-page-1/#comment-17650</link>
		<dc:creator>Pinyo</dc:creator>
		<pubDate>Wed, 28 May 2008 16:49:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.bripblap.com/2008/short-term-long-term/#comment-17650</guid>
		<description>I think what you did was absolutely right and wonderful.  The blog will always be here.  You&#039;re money won&#039;t grow or go away if you don&#039;t watch it for a few days.

But time with your family is something that you can never get back, or redo...once it&#039;s gone, it&#039;s gone.</description>
		<content:encoded><![CDATA[<p>I think what you did was absolutely right and wonderful.  The blog will always be here.  You&#8217;re money won&#8217;t grow or go away if you don&#8217;t watch it for a few days.</p>
<p>But time with your family is something that you can never get back, or redo&#8230;once it&#8217;s gone, it&#8217;s gone.</p>
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		<title>By: Jeff@MySuper-Charged Life</title>
		<link>http://www.bripblap.com/short-term-long-term/comment-page-1/#comment-17644</link>
		<dc:creator>Jeff@MySuper-Charged Life</dc:creator>
		<pubDate>Wed, 28 May 2008 14:49:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.bripblap.com/2008/short-term-long-term/#comment-17644</guid>
		<description>I agree with the others here.  There are multiple ways to invest our time.  I recently read this quote from E.B. White:

&quot;I arise in the morning torn between a desire to improve (or save) the world and a desire to enjoy (or savor) the world. This makes it hard to plan the day.&quot;  

I think you just chose to savor the day!</description>
		<content:encoded><![CDATA[<p>I agree with the others here.  There are multiple ways to invest our time.  I recently read this quote from E.B. White:</p>
<p>&#8220;I arise in the morning torn between a desire to improve (or save) the world and a desire to enjoy (or savor) the world. This makes it hard to plan the day.&#8221;  </p>
<p>I think you just chose to savor the day!</p>
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