Comments on: 6 ways you are passing up free money http://www.bripblap.com/6-ways-you-are-passing-up-free-money/ thoughtful personal finance, career and health advice Sun, 05 Feb 2012 07:46:58 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Green Panda http://www.bripblap.com/6-ways-you-are-passing-up-free-money/comment-page-1/#comment-29693 Green Panda Tue, 09 Sep 2008 16:48:19 +0000 http://www.bripblap.com/2007/6-ways-you-are-passing-up-free-money/#comment-29693 I kept too much cash in my old BofA checking and lost some cash. Now I use ING Direct savings with my Wachovia checking and I see a great difference. More money and better customer service. I kept too much cash in my old BofA checking and lost some cash. Now I use ING Direct savings with my Wachovia checking and I see a great difference. More money and better customer service.

]]> By: Green Panda http://www.bripblap.com/6-ways-you-are-passing-up-free-money/comment-page-1/#comment-25591 Green Panda Tue, 09 Sep 2008 09:48:19 +0000 http://www.bripblap.com/2007/6-ways-you-are-passing-up-free-money/#comment-25591 I kept too much cash in my old BofA checking and lost some cash. Now I use ING Direct savings with my Wachovia checking and I see a great difference. More money and better customer service. I kept too much cash in my old BofA checking and lost some cash. Now I use ING Direct savings with my Wachovia checking and I see a great difference. More money and better customer service.

]]> By: Lee Emery http://www.bripblap.com/6-ways-you-are-passing-up-free-money/comment-page-1/#comment-24397 Lee Emery Mon, 11 Aug 2008 15:26:41 +0000 http://www.bripblap.com/2007/6-ways-you-are-passing-up-free-money/#comment-24397 If you really want to know a sound way of receiving free money you might want to look into an interesting opportunity that doesn't require you to go into a great amount of debt, no inventory, no collections, and you get rewarded just for informing people of their choices. There is an increasing monthly residual income stream compensation plan. All you have to do is help people either save or make money. All you do is follow the simple procedures. Lee If you really want to know a sound way of receiving free money you might want to look into an interesting opportunity that doesn’t require you to go into a great amount of debt, no inventory, no collections, and you get rewarded just for informing people of their choices. There is an increasing monthly residual income stream compensation plan. All you have to do is help people either save or make money. All you do is follow the simple procedures.

Lee

]]> By: FIRE Finance http://www.bripblap.com/6-ways-you-are-passing-up-free-money/comment-page-1/#comment-2197 FIRE Finance Mon, 29 Oct 2007 01:34:32 +0000 http://www.bripblap.com/2007/6-ways-you-are-passing-up-free-money/#comment-2197 <strong>Sunday Review #43 - Debt PayOff, Free Money, Onshore Jobs!</strong> It is slowly getting cold as we are on the threshold of stepping into November. Time to welcome winter. Now if feels cozy to snuggle up with a warm cup of organic tea and read the carnivals on our laptops in a relaxed mood. Here are our favorites from ... Sunday Review #43 – Debt PayOff, Free Money, Onshore Jobs!

It is slowly getting cold as we are on the threshold of stepping into November. Time to welcome winter. Now if feels cozy to snuggle up with a warm cup of organic tea and read the carnivals on our laptops in a relaxed mood. Here are our favorites from …

]]> By: Blog Carnival: Personal Finance Oct 27 http://www.bripblap.com/6-ways-you-are-passing-up-free-money/comment-page-1/#comment-1889 Blog Carnival: Personal Finance Oct 27 Fri, 26 Oct 2007 22:03:42 +0000 http://www.bripblap.com/2007/6-ways-you-are-passing-up-free-money/#comment-1889 [...] Blap presents 6 ways you are passing up free money posted at brip blap, saying, “There are plenty of opportunities, even in this day and age, to [...] [...] Blap presents 6 ways you are passing up free money posted at brip blap, saying, “There are plenty of opportunities, even in this day and age, to [...]

»crosslinked«

]]> By: KCLau http://www.bripblap.com/6-ways-you-are-passing-up-free-money/comment-page-1/#comment-1339 KCLau Wed, 17 Oct 2007 12:22:16 +0000 http://www.bripblap.com/2007/6-ways-you-are-passing-up-free-money/#comment-1339 I have money in Paypal but it costs some transaction fees to withdraw it in Malaysia, my home country. I wonder what I can do with the money in Paypal beside spending it. There are free money passing by every minute. Furthermore, US dollar depreciates. I have money in Paypal but it costs some transaction fees to withdraw it in Malaysia, my home country. I wonder what I can do with the money in Paypal beside spending it. There are free money passing by every minute. Furthermore, US dollar depreciates.

]]> By: Elizabeth http://www.bripblap.com/6-ways-you-are-passing-up-free-money/comment-page-1/#comment-1308 Elizabeth Tue, 16 Oct 2007 05:18:43 +0000 http://www.bripblap.com/2007/6-ways-you-are-passing-up-free-money/#comment-1308 Great list. The 401k, withholding, and frequent flyer points don't really apply in my case but they're great tips. Just last night I transferred most of my checking account balance into a new WAMU savings account. It's tied to my checking account so I can easily transfer funds back and forth and will earn me 4.99% with no minimum balance. It was silly to carry that kind of balance in a non-interest bearing checking account. I also love my cash rewards credit card which pays up to $300 in cash-back dividends per year. And earlier this year we went one step further than the supermarket's frequent shopper card -- we got a Kroger 1-2-3 Rewards card which is a credit card combined with my frequent buyer membership. In addition to the special in-store prices, we regularly receive special coupons and "cash checks" in response to my shopping history. It's convenient and it saves me money -- what's not to like? I'm not a Safeway shopper but I carry a Safeway card because it qualifies me for a $0.03/gallon discount at their gas pumps. Great list. The 401k, withholding, and frequent flyer points don’t really apply in my case but they’re great tips.

Just last night I transferred most of my checking account balance into a new WAMU savings account. It’s tied to my checking account so I can easily transfer funds back and forth and will earn me 4.99% with no minimum balance. It was silly to carry that kind of balance in a non-interest bearing checking account.

I also love my cash rewards credit card which pays up to $300 in cash-back dividends per year.

And earlier this year we went one step further than the supermarket’s frequent shopper card — we got a Kroger 1-2-3 Rewards card which is a credit card combined with my frequent buyer membership. In addition to the special in-store prices, we regularly receive special coupons and “cash checks” in response to my shopping history. It’s convenient and it saves me money — what’s not to like?

I’m not a Safeway shopper but I carry a Safeway card because it qualifies me for a $0.03/gallon discount at their gas pumps.

]]> By: SAHMmy Says http://www.bripblap.com/6-ways-you-are-passing-up-free-money/comment-page-1/#comment-1289 SAHMmy Says Mon, 15 Oct 2007 14:45:42 +0000 http://www.bripblap.com/2007/6-ways-you-are-passing-up-free-money/#comment-1289 Great advice! Re tip #2: set up an Electric Orange account through ING. It's free, checkless, easy to set up, and pays about 4%! Great advice! Re tip #2: set up an Electric Orange account through ING. It’s free, checkless, easy to set up, and pays about 4%!

]]> By: bripblap http://www.bripblap.com/6-ways-you-are-passing-up-free-money/comment-page-1/#comment-1281 bripblap Mon, 15 Oct 2007 00:31:19 +0000 http://www.bripblap.com/2007/6-ways-you-are-passing-up-free-money/#comment-1281 Oops :) You're right, e-wanderer. My bad... Oops :) You’re right, e-wanderer. My bad…

]]> By: e-Wanderer http://www.bripblap.com/6-ways-you-are-passing-up-free-money/comment-page-1/#comment-1278 e-Wanderer Sun, 14 Oct 2007 23:30:48 +0000 http://www.bripblap.com/2007/6-ways-you-are-passing-up-free-money/#comment-1278 Correction: ".5% interest means you will get one half of one penny per $100 capital per year" - actually, .5% interest on $100 would bring you $.50. If all you get is half a penny, then your interest rate is .005%. :P Correction: “.5% interest means you will get one half of one penny per $100 capital per year” – actually, .5% interest on $100 would bring you $.50. If all you get is half a penny, then your interest rate is .005%. :P

]]> By: The Roundup - House is Getting Closer Edition : A Penny Closer http://www.bripblap.com/6-ways-you-are-passing-up-free-money/comment-page-1/#comment-1272 The Roundup - House is Getting Closer Edition : A Penny Closer Sun, 14 Oct 2007 20:29:53 +0000 http://www.bripblap.com/2007/6-ways-you-are-passing-up-free-money/#comment-1272 [...] wrote about 6 ways you are passing up free money. All great things you need to think about and make sure you aren’t missing out on. I’d [...] [...] wrote about 6 ways you are passing up free money. All great things you need to think about and make sure you aren’t missing out on. I’d [...]

]]> By: ispf http://www.bripblap.com/6-ways-you-are-passing-up-free-money/comment-page-1/#comment-1258 ispf Sat, 13 Oct 2007 17:02:36 +0000 http://www.bripblap.com/2007/6-ways-you-are-passing-up-free-money/#comment-1258 Great list! Here are a few more that have worked for me - 1) Credit card arbitrage (I know you are not very fond of this based on your recent comment on Cash Money Life, but for me it has worked out quite well). 2) Employee stock purchase plan which lets me purchase stock of my company at 15% discount. 3) Choosing a Realtor who gave me back ~1% of the home price Great list! Here are a few more that have worked for me -

1) Credit card arbitrage (I know you are not very fond of this based on your recent comment on Cash Money Life, but for me it has worked out quite well).
2) Employee stock purchase plan which lets me purchase stock of my company at 15% discount.
3) Choosing a Realtor who gave me back ~1% of the home price

]]> By: Eric http://www.bripblap.com/6-ways-you-are-passing-up-free-money/comment-page-1/#comment-1256 Eric Sat, 13 Oct 2007 13:13:14 +0000 http://www.bripblap.com/2007/6-ways-you-are-passing-up-free-money/#comment-1256 Good list! We use all of these (and in our case, we also get discounted ESPP - another case of free money). The only grocery store with a discount card program that is near us is by far the most overpriced store. We only use them for loss leaders and you have to have that card to get the best deal. Good list! We use all of these (and in our case, we also get discounted ESPP – another case of free money).

The only grocery store with a discount card program that is near us is by far the most overpriced store. We only use them for loss leaders and you have to have that card to get the best deal.

]]> By: bripblap http://www.bripblap.com/6-ways-you-are-passing-up-free-money/comment-page-1/#comment-1254 bripblap Sat, 13 Oct 2007 02:51:38 +0000 http://www.bripblap.com/2007/6-ways-you-are-passing-up-free-money/#comment-1254 About the frequent flyer programs - I guess my point is that almost everyone flys or stays at a hotel eventually - and if you do and you're not signed up for their program you're wasting money. It doesn't HAVE to be redeemed for the hotel/airline. I had four magazine subscriptions last year from points, for example. I think my big takeaway from the comments is that people don't even agree on whether "free" stuff is good, or even whether it's truly free - meaning that free is a relative concept, isn't it? There's always some sort of a cost... About the frequent flyer programs – I guess my point is that almost everyone flys or stays at a hotel eventually – and if you do and you’re not signed up for their program you’re wasting money. It doesn’t HAVE to be redeemed for the hotel/airline. I had four magazine subscriptions last year from points, for example.

I think my big takeaway from the comments is that people don’t even agree on whether “free” stuff is good, or even whether it’s truly free – meaning that free is a relative concept, isn’t it? There’s always some sort of a cost…

]]> By: plonkee http://www.bripblap.com/6-ways-you-are-passing-up-free-money/comment-page-1/#comment-1252 plonkee Fri, 12 Oct 2007 20:32:06 +0000 http://www.bripblap.com/2007/6-ways-you-are-passing-up-free-money/#comment-1252 "Credit card companies are not our buddies." This may win the understatement of the year contest. I'm guilty of being too lazy to get my loyalty card out to swipe the stupid thing at the supermarket. “Credit card companies are not our buddies.”

This may win the understatement of the year contest.

I’m guilty of being too lazy to get my loyalty card out to swipe the stupid thing at the supermarket.

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