• I agree with bargainr, people tend to have a narrow mind towards finances. And when it does not work for them. They do nothing. There is no one size fits all approach, whatever works for you and your specific situation.

    I got out of debt not by Suze, Dave or Robert approach. I simply paid more than the minumum and cut out a little entertainment. It took me a little over two years. During those years I was not on a budget. Whatever was left after debt payments and living expenses. I lived on the rest.

    As I was getting of debt, my income was also increasing through other sources
  • bargainr
    I think a lot of people get bogged down in analysis and details, paralyzing them. Sometimes good enough is good enough.

    Studying success is good if you can find a way to apply it to your problems. If you can't, it's just entertainment.
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